Tuesday, January 27, 2009

Financial Despair

For those who don't know. I am trying to figure out a way to re-pay my humongous student loan debt, but as of yet have not figured it out. This is what I wrote in my journal concerning such things today and I thought I'd let you read and see if you have any suggestions.

Last night I woke up in the middle of the night thinking of the pros and cons of trying to find a job in Fort Collins and moving back. Con - if R gets his old job back we'll see less of each other because he would have to go to work earlier and I would probably be at work later - plus I will have to work weekends. Pro- most likely I won't have to be on-call, we'd be close to John and his family and to friends. I don't know - it's all so confusing right now. I prayed about it yesterday and I guess I just need to pray some more. I wrote my Senators and Representative today - so I'll see how that goes. I'm really tore up about this. I don't want to move - not to mention that we don't have the money to move. I just don't know what to do any more. What the right choice is for our family. I have to be so sure about a new job to be able to relocate my family, but things cant' continue the way they are because I need to pay back my student loans. I just don't know what to do. A con to earning more money is that my children will lose their health insurance and we won't be able to afford it. I want to see if R can find a better job but he seems reluctant to do so. I just don't know what to do. Our utility bill is so high this month that we won't be able to pay it all, as well I feel as if I'm sinking into despair over finances and R doesn't seem to want to help. I don't know what to do or where to turn for help.

Any suggestions, would be greatly appreciated.

No comments: